With Uncle Buck applying for a payday loan couldn’t be simpler. It’s all done online and there’s no mountain of supporting paperwork to fax either!
How to apply?
To apply complete the online application form where we ask you for some personal information and employment details so we can process your request.
How long will it take? We can give you an "in principle" answer online virtually straightaway, we then have to complete some manual checks which depending on workload and the time of day can take up to 30 minutes during business hours. As long as our checks are satisfactorily completed without undue problems, depending on your choice of payment method, we can transfer the funds within one hour, most banks will show this in around 15 minutes but at this point it is out of our control and not guaranteed. You need to check with your branch that they accept faster payments. If this option is selected, once your application has been approved, funds are transferred and the money usually reaches your account within 1 hour and often quicker than that! For this service there is a £15 fee which is deducted from the total loan amount. If you select a payment by BACS then you should have the funds available in your account within two working days. There is no charge for receiving your money via BACS. Further details can be found on our FAQs page, plaese click here to view.
How much can I borrow?
New customers can request to borrow up to £400. Once you are an existing customer and providing you use our service responsibly and make payments on time, you can apply for a maximum loan amount of £1,000 to give you that extra flexibility to meet your short term cash needs. We will assess your ability to afford the loan based on various sources of information including your level of wages, if we consider the requested amount to be too high we will make an appropriate offer.
Responsible Lending Uncle Buck is committed to lending responsibly, we don’t want to put people into debt by lending them money that they can’t afford to repay. A payday loan is a short term cash advance that is there to help you when unexpected expenses arise helping you manage your cashflow. Click here to read our full Responsible lending statement.
Uncle Buck is committed to upholding the Good Practice Customer Charter which gives customers enhanced protections when taking out a payday loan. To read the Charter please click here.