Uncle Buck Payday Loans LLP
Uncle Buck Payday Loans LLP can help you sort out short-term cash-flow problems without worrying that a loan will cause more problems than it solves.
You will always know exactly where you stand with Uncle Buck and this is one of the reasons why so many people choose us as their preferred short-term loan provider. You will never have to search for hours to find a way of contacting our UK-based customer service team; our contact details are right here on our website and the process, from application to repayment, is clearly explained.
Uncle buck is a payday loans specialist with a vast amount of
experience in the market.
This means that Uncle Buck always bear the customer in mind and works towards delivering what exactly the customer wants. We are not a company that hides behind a website, either - we are a lender which values customer feedback, using it to continually update and improve the service we provide.
We want to help you solve your cash problems but not at any expense, which is why we do not lend to everyone who applies. We are just as concerned about your financial well-being as you are, and so we try to ensure that you only borrow from us what you can really afford to repay.
Our short term loans can provide a solution if you need a quick cash injection to help you deal with an unexpected emergency or bill or to “tide you over” during a short term blip; they are not suitable if you do not think you can repay the loan on time on the due date.
An Uncle Buck loan is not the solution if you are experiencing anything other than very short term financial difficulties. Our services are designed to help you get your cash-flow back on track, not add to any existing difficulties you may have. So, if your finances need more of an overhaul than a short-term loan can provide, please use the contacts available on our website to get in touch with specialist organisations that can help.
Uncle Buck is authorised and regulated by the Financial Conduct Authority. Every member of the team is focussed on doing what is right for you, whether this means providing you with the service you require to help with an immediate problem or dealing with you sympathetically if you experience a change in your financial circumstances. We fully support the Good Practice Customer Charter and to help you understand what this means, there is a copy available for you to read right here on the website.
We are proud to be a responsible direct payday loan lender and like to think that all of our customers are responsible borrowers too. We know that our products offer a solution if you are facing the stress of an unexpected expense or short-term problem but we also want to ensure that you have thought about all of the options open to you and only use our services wisely.
Of course, in an ideal world, you would never have to borrow any money at all but we understand that emergencies can, and do, occur. That is why Uncle Buck is here to help.
If you do think that a payday loan is the right option for you, we try to make the whole process as simple and stress-free as possible. Our application form is quick and easy to complete and we work hard to ensure you get the money you require in a timely fashion. You can also use our text loans application facility for much ease and fast processing.
If we need to confirm or discuss any details about your application we will communicate our progress via email and try to contact you during normal working hours. The main reason for such procedures is to ensure that every application we deal with is properly assessed in ensuring that our service is appropriate for your situation.
Our responsible lending policy is right here on our website for you to read, as are details of any charges you might incur if you fail to make a repayment on time. Uncle Buck has been set up to help you in an open and transparent way and if you have any other questions that our website does not answer, simply get in touch with our friendly customer services team.
If your application has been agreed in principle, it may still be subject to final checks. We try and process all applications 24/7 and keep you updated by email about the status of your application.
If you feel that payday loan may be the right solution for you, Uncle Buck offers a simple, transparent and fast solution for eligible customers.
Representative ExampleIf you borrowed £200 for 30 days you would repay a single payment of £269.90. Interest is 425.23% per annum (fixed).
Express payment option
£15 deducted from the
transfer of funds.
✓ No Upfront Fees
✓ Easy Application
✓ Quick Decision
✓ Quick Approval
WarningLate payment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
Payday loans are not suitable for, and would be
expensive as, a means of longer term borrowing
and are not appropriate if you are in financial
Where possible, all applications are processed immediately the same day - we have people working 24/7, but sometimes we may need to to check through a few details with you, if this needs to be done we will contact you via email and attempt to contact you during 'working' hours. We will do everything we can to speed up the process and get your application processed as fast as possible. We will keep you updated with the progress as it happens.
The decision that you receive as to whether you are eligible or not is an “in principle” decision based on the information that we have on you. The loan is NOT guaranteed until we get all the information required and do extra checks if necessary. We will update you via email if there are any problems with your payday loan application. But take it as read, if you've filled in the application fully and correctly, an 'in principle' decision should become just a formality once we get full details from you.
We transfer funds every 15 minutes via electronic transfer - you obviously need to select this option when making the application. So you could have the money in your account within 15 minutes of everything being finalised. There is however a £15 fee for our express payment service, which will be deducted from the loan amount.
If you don't need the funds immediately you can elect to receive your payment via BACS. Choosing BACS will mean that your funds will transfer and available in your bank account within 3 working days. The time it takes for a BACs payment to appear in your account can vary greatly depending on your bank. Some customers find that BACs transfer is almost instantaneous, so a BACs option depending on your bank could be almost immediately, although in some cases can take 3 working days.
Last but not least, let us explain as simply as we can how our charges work.
So for example, if you decide to borrow £200 for 30 days, you would repay a single payment of £269.90. Interest is 425.23% per annum (fixed). Express payment charge is £15.00. Representative 9801.8% APR.
Our rates are fixed and are non negotiable under any circumstances.
Prior to taking a loan with us, you need to consider very carefully whether you can afford to pay the loan back, before you make the application. Use the above example of borrowing £200 to work out the cost to you.
Uncle Buck is a trading name of Uncle Buck Payday Loans LLP Company Number OC356091. Registered Office Building 707 Biggin Hill Airport, Westerham, Kent TN16 3BN. Uncle Buck is authorised and regulated by the Financial Conduct Authority (Interim Permission Number 640978). You can confirm our registration on the Financial Conduct Authority’s website or by contacting the Financial Conduct Authority on 0800 111 6768.